Business & Personal Finance
Higher interest on student loans
Student loan rates are at historic lows, says Veterinary Economics Personal Finance Editor Fritz Wood, CPA, CFP, but not for long. Wood says recent and soon-to-be graduates should act now to consolidate their student loans.
The perceived monetary gap between spouses
Think you know where your personal finances stand? If you're married, your spouse likely sees family earnings and expenses differently.
The essential components of a financial plan
Financial planning early in your career is perhaps the most important thing you can do to make sure you accomplish your personal and professional goals. In fact, the day you leave school would be a great time to start planning. But regardless of your age or career stage, it's never too late to gain value from a hard look at your financial situation and advice from a financial advisor who can help you identify and implement your financial plan. Here are the essential components of a financial plan:
Ensuring that you're insured
Small business owners are particularly vulnerable to the risks of a prolonged illness or disability, because they're often the business's main asset. In other words, the business's success often depends on the owner's ability to earn income. As a business owner, you need to protect both your personal and business income. And the right insurance provides that protection.
Credit scores trump educational debt load
Cleveland-Though many veterinarians fret about student loans prohibiting them from buying a practice, the real killer is revolving credit, such as credit cards and car loans.
Making appropriate retirement contributions
How much am I expected to contribute to my associates' retirement plans? Does this count as part of the compensation my associate earned based on production?
Securing your Social Security
My partner recently received information about her Social Security benefits. Should I have received a statement too?
Live prudently now to pay down debt later
If students begin curbing all unhealthy spending habits while in school, academic leaders say they can trim the size of their pending student loan repayment substantially upon graduation.
Dreams of Retirement Fleeting
I left the exam room for just a few minutes to get a shot of penicillin for her dog. By the time I got back, Mrs. Quibble was hopping mad.
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