Rein in postdated checks

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Dr. Suzanne Miller Hogue, who owns Dr. S.B. Hogue DVM Inc., in Farmdale, Ohio, doesn't accept postdated checks because if something should happen, for example, if the client dies, the check would no longer be good. Instead, she has clients date the check for that day's date and attaches a sticky note with the date clearly marked when the client wants it to go through the bank.

Dr. Suzanne Miller Hogue, who owns Dr. S.B. Hogue DVM Inc., in Farmdale, Ohio, doesn't accept postdated checks because if something should happen, for example, if the client dies, the check would no longer be good. Instead, she has clients date the check for that day's date and attaches a sticky note with the date clearly marked when the client wants it to go through the bank. "Hold checks in an expandable file marked by days of the month," says Dr. Miller Hogue, "and review the file everyday to see what checks you should deposit that day." Keep in mind, she says, you need to store the file in a locked cabinet.

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