Destroying your documents

Article

A new federal rule requires you to properly dispose of sensitive information derived from credit reports. Effective June 1, The Fair and Accurate Credit Transactions Act disposal rule says you must burn, shred, pulverize, erase, or otherwise destroy electronic and hard-copy files you've obtained from a consumer-reporting company for employment reasons.

A new federal rule requires you to properly dispose of sensitive information derived from credit reports. Effective June 1, The Fair and Accurate Credit Transactions Act disposal rule says you must burn, shred, pulverize, erase, or otherwise destroy electronic and hard-copy files you've obtained from a consumer-reporting company for employment reasons.

You also must destroy other employment-related information, such as employment background checks, check-writing history, insurance claims, residential or tenant history, or medical history. Or you could hire a third-party company to discard the files. If you don't properly destroy files and information gets out, you could face federal and state fines, civil action, statutory damages, and even a class-action lawsuit if enough employees are affected. Web link: ftc.gov/bcp/conline/pubs/alerts/disposalalrt.htm

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