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Petco and Nationwide partner for exclusive pet insurance offers


Customizable pet health insurance now available only on petco.com

Petco's Vetco clinic. (Photo courtesy of Petco)

Petco's Vetco clinic. (Photo courtesy of Petco)

Nationwide Pet Insurance and Petco Health and Wellness Company Inc introduced a new partnership to offer customizable pet health insurance available only on petco.com. According to a company release,1 this new insurance offer combines Nationwide’s customizable pet health insurance product with Petco’s unique and fully integrated pet care ecosystem. Online at Petco.com will enable visitors to build a policy that fits the individual needs of their pet and budget.

Petco | Nationwide pet insurance provides coverage for unexpected veterinary expenses resulting from accidental injuries including broken bones, lacerations, poisoning, and other incidents. There is also an option to choose coverage for veterinary expenses related to diagnosis and treatment of illness or disease. Wellness coverage is optional to help pet owners manage costs of routine and preventive care such as checkups, vaccinations, flea and tick prevention, and other procedures.1

“We’re thrilled to pair our most flexible pet protection solution with Petco’s veterinary services to offer convenient, unified care within Petco’s complete ecosystem,” said Mariel Devesa, head of growth, expansion & development for Nationwide pet insurance. “This latest expansion of our partnership with Petco delivers integrated and affordable pet health and protection that will enable more pet parents to ‘say yes to the vet.”1

To meet their budget, pet parents may customize their policy through:1

  • Reimbursement ranging from 50% to 90% of all eligible veterinary expenses
  • Flexible annual deduction options from $100 to $500
  • Coverage limits from $5000 to unlimited

Plans are available for dogs, cats, and many avian and exotic animals, including popular pets such as reptiles and rodents. Accident plans in some areas start at $16/month for dogs and $9/month for cats.1

Once enrolled, members will receive exclusive discounts and savings on veterinary services available through Petco’s network of Vetco Total Care hospitals and weekly mobile Vetco clinics across the United States. The partnership also offers Nationwide’s broader pet insurance network a first-of-its-kind discount of 10% when visiting a Vetco Total Care hospital or Vetco mobile clinic. The discount applies to all services rendered during the visit, even those that may not be eligible for reimbursement based on a member’s chosen coverage.1

“Increasing access to high-quality, affordable, and seamless veterinary care is a key component of Petco’s mission to improve lives,” said Petco chief veterinarian, Whitney Miller, DVM, MBA, DACVPM. “The customizable, data-driven pet insurance and care solutions we co- developed with Nationwide are designed to help families of all budgets and areas of the country prioritize their pets’ immediate and long-term needs through our 360-degree health and wellness ecosystem.”1

Once pet owners fill out the application, coverage can begin 14 days after approval, and they can cancel anytime.2 Petco also listed a reimbursement example at https://www.petco.com/shop/en/petcostore/insurance.


  1. Petco and Nationwide launch co-branded pet insurance product on petco.com. News release. Nationwide Pet Insurance and Petco Health and Wellness Company Inc. January 23, 2024. Accessed January 24, 2024. https://ir.petco.com/news-releases/news-release-details/petco-and-nationwider-launch-co-branded-pet-insurance-product
  2. Pet insurance for peace of mind. Petco Health and Wellness Company Inc. Accessed January 24, 2024. https://www.petco.com/shop/en/petcostore/insurance
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