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Taking the BizQuiz? This is the answer to question 1 from "Are you an underearner?"
1) A–Serious underearner.
Underearners have wishes instead of goals. Wishes are thoughts you hope will come true; goals are things you identify, make a plan to achieve, and actively work toward. It’s unlikely that you’ll be bailed out of your financial crunch by winning the lottery or receiving an inheritance from a long-lost uncle, so buckle down and face reality.
Solution: Your operating budget is the single most powerful management tool at your disposal. Long-range planning with a road map for how to achieve those plans is as important to your business as daily operations.