ASPCA pet insurance provider announces new plan for companion horses

July 20, 2017

Crum & Forster sells inaugural policy for rescued miniature horse Kachina.

Getty Images

Crum & Forster Pet Insurance Group has launched a veterinary care insurance plan for companion horses, a novel product offering, the company says-insurance in the equine world has typically been reserved for race or performance horses.

To mark the occasion, the company recognized its first policy, which was sold to cover a rescued miniature horse named Kachina at Happy Trails Farm Animal Sanctuary in Ravenna, Ohio.

“Companion horse owners, like dog and cat pet parents, need a product like veterinary care insurance that can provide financial reimbursement when the horse gets injured or becomes sick,” says Dennis Rushovich, senior vice president with Crum & Forster Pet Insurance Group, in a company release. “We're proud to be the first with such an important service.”

The company's ASPCA Pet Health Insurance Horse plan covers accidents, injuries, illnesses and more, and features reimbursement based on a percentage of the veterinarian's invoice. Coverage is currently available in six states: New York, New Jersey, Ohio, Pennsylvania, Virginia and Wisconsin. Every policy includes colic coverage and the ability to add on preventive care for an additional cost.

The plan is designed to be simple and user-friendly in terms of submitting claims, with an option to do so electronically online. Plan limits reset yearly, and there are options for multiple horse or pet discounts.

“The horse-human bond, similar to that of a cat or dog, is very strong. Companion horses are part of the family, and now owners have a way to protect their equine family members too,” says Laurie Jackson, director of operations at Happy Trails Farm Animal Sanctuary, in the release.

For more information visit