BizQuiz: How should you let clients pay? (Answer 6b)

6) B – Correct.

If nonemployees come to work to do employees' jobs, your liability insurance probably won't cover these volunteers. That's a lawsuit in the making. When someone who doesn't own a business gets hurt mopping the floor or mowing the lawn, you could be on the hook for their injury. "No one thinks it can happen to them," Dr. Salzsieder says. "But it can. And it does.”

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